No Property Is Required To Get Loans Under CGTMSE Scheme, However If You Wish Save CGTMSE Fees And Do Have A Property, You Can Get Working Capital As Per Your Eligibility Irrespective Of Property Value.

Yes, If you are an MSME involved in any sector like manufacturing, trading or services.

There’s no restriction on the loan amount subject to eligibility.

No, you cannot except you can get loan to construct the factory or shed

Yes, You Can Also Get Loans Under CGTMSE Scheme To Buy Godown Or Office Premises.

Both are non fund based credit limits and can be used either on the purchase side to extend the number of days of credit or on the sales side. Bank Guarantee can be used for retention money, security deposit or for mobilization advance and letter of credit can be used for purchases either domestic or imported.

Yes, you can use debt instruments such as Term Loan or Letter of Credit for Imported Machineries

As an MSME you are eligible for any MSME loans, just if you have a collateral security and you pledge it, the amount of loan can be increased and even the lenders become more confident

Yes, it does exist and multiple MSME’s across India are able to get loan under such schemes

You can get a loan for all the purposes of Shed construction, Plant & Machinery, Furniture Fixture, Working Capital, etc…